A breast cancer diagnosis is a lot to handle. Thinking about the cost of treatment may be the last thing on your mind, but it is best to be informed.
The first step is to read your insurance plan. This will give you an overview of what is covered. The questions below may be a guide to understanding your coverage. These questions may also help you talk with your insurance provider.
Before your first appointment with a specialist, talk to your insurance provider. You may need to have the first appointment approved for the insurance company to cover the cost. Some plans do not cover certain specialists.
No insurance plan covers all the costs related to breast cancer treatment. However, some cover more than others. It is important to find out how much of the cost of your treatment you will need to pay yourself so that you can plan ahead.
Most hospitals and treatment centers have financial counselors. They can help you with the details of your insurance paperwork and give you an estimate of the cost of your treatment.
Financial counselors can also help you work out a payment plan for the costs you will have to cover. If you are unable to pay, some places may be willing to reduce or wave the costs if you ask. And, no matter your income, you may qualify for financial aid from federal, state or local programs. A financial counselor can help you learn about these programs.
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