In a microwave-safe bowl, mix the black beans, corn, cilantro, chili peppers, onions, tomato, and garlic. Microwave on high power for 1 minute. Stir and heat again for 1 minute. Repeat until the mixture is hot.
Place 2 tortillas between napkins or paper towels and microwave for 20 seconds on high. Repeat with the remaining tortillas.
To serve, place 1/2 cup of the bean mixture on 1 tortilla. Top with cheese and salsa. Fold in the sides, then fold the bottom up over the filling, rolling to close. Repeat with all tortillas, and serve immediately.