Limited health insurance policies provide extra coverage for certain events, such as cancer and hospitalization. These policies are in addition to your main health insurance and help pay for costs not covered by your main policy.
For example, an inpatient hospital policy (also called a hospital indemnity policy) is a type of limited health insurance that pays a set amount of money for each day you are in the hospital (up to a certain number of days). This money can be used for medical and non-medical costs related to hospitalization, such as food and lodging for family members.
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